Verification Engine
Land Record DigitizationOwnership VerificationCrop History TrackingLoan Eligibility ScoringPortfolio Risk Analytics
Solutions
Banks and NBFCsCooperative Lenders
Company
PricingSecurityCompanyContactSign up
Banks and NBFCs

Land-based lending decisions, grounded in verified records - not incomplete paperwork.

The verification engine drops into your existing loan-origination flow. The land record, the ownership check, the crop history, and the eligibility score arrive as one signed object the underwriter can act on.

Where it fits

Verification runs before underwriting, not after.

The record leaves origination clean. The underwriter opens the file already knowing which parcel this is, who it belongs to, what has been grown on it, and what the platform's reading of eligibility looks like.

Origination
Application captured

Borrower details, declared land holding, and requested facility captured in your existing LOS.

Verification
Parcel verified by Bhoomikhata

Ownership, land data, crop history, and eligibility score returned as a single signed parcel object.

Underwriting
Credit team reviews

Underwriter opens the file with the verified record and score already attached, and applies your credit policy.

Portfolio
Book-level analytics

Every scored parcel rolls up into the portfolio risk view for the credit committee, drillable back to source.

What the credit team gets

A single verified parcel record - not a stack of PDFs.

Every field in the parcel record carries a source and a confidence. The underwriter can click any value and see the exact patch of the original document or the exact registry response it came from.

Parcel-level ledger

Owner, survey, area, boundary, mutation trail, and encumbrance status on a single record - not spread across four portals.

Crop history attached

Six-plus seasons of crop and yield history sit on the same record, with each reading labelled by source.

Explainable score

The eligibility score comes with its drivers and flags shown, so the underwriter can adjust and note reasons.

API-first integration

Verification returns a signed JSON object your LOS can consume, with audit-quality provenance for the file.

Talk to us

Bring your existing LOS. We will show it running against a real parcel.

A single demo call, one live parcel from a region you care about, and a shared read of the verification result. No slide deck.